A person has choices when it comes to paying for drug rehab. He can do so with his own money, or by getting financial assistance from the government, the employer or with the health insurance. To maximize the quality of treatment and the money that the person saves, there are a few tips that will be helpful when choosing a drug rehabilitation insurance.
How affordable care act impacts insurance?
The ACA along with the “Mental Health Parity and Addiction Equality Act”, assists millions of people to provide the needed medical care. It does by barring a few discriminatory practices that restrict insurance coverage for the treatment and services of behavioral health.
Perform a research on the costs of insurance plans of competing insurers.
If the insurance of the person fails to cover behavioral health treatment and services like drug rehabilitation, then he needs to examine other available insurance options.
Several different kinds of health insurance like Blue Cross Blue Shield substance abuse providers remarkable coverage of behavioral health treatments. So, it is required for people to find what kind of insurance plans they can avail from different insurers.
This information can easily be collected by asking their existing insurer, employer or colleagues. Another good way to research is to check about insurance plans online. Most of the websites provide comparisons of varied types of insurance options that help people to select the right one for them.
Consider the payment options and costs of different rehab programs
It can be costly when you have to pay for drug rehab from your pocket as treatment centers nowadays cost several thousand dollars. Despite the higher costs, most of the people can get specialized treatment without needing to pay a single penny for undergoing the services.
A person who has funding from state, federal, or local source can receive this treatment without making any expense on his own.
Hope the above information educates you about the different payment options to get the best rehab treatment.